The importance of construction site safety
The construction industry shapes our cities, societies, and the economy at large. Yet, there are many risks that come with working within this industry. Fostering
Construction & Contractors Insurance
As a business in construction and contracting, you face a variety of risks from the moment you undertake a new project to completion. We’ll work with you to build a solution that can help keep your business protected and stay competitive.
Construction Projects Insurance
When a project involves many moving parts, problems can arise quickly. Our construction project insurance is a tailored package that addresses specific exposures within new construction projects, including residential, commercial, institutional, and infrastructure.
General Contractors Insurance
Overseeing complex projects with many moving parts? Our general contractors’ insurance policy covers the duration of your project, helping you over the bumps you may meet along the way.
We know that contracting risks come in different forms. Exposures can vary in size and complexity, and they can evolve as the project continues. We’ve built our general contractors’ insurance package with these facts in mind, and it will cater to your work, whether your operation is large or you run a small business.
Trade Contractors Insurance
Do you specialize in electrical work, interior finishing, or concrete installation? We can work with you to build a trade contractors coverage plan to address the different risks you face.
Why do you need construction & contractors insurance?
As a business in this industry, your insurance needs vary depending on the type of projects you undertake. You may be exposed to risks such as fire, theft, crime, and equipment breakdown. A tailored, reliable coverage plan can help you stay competitive and protect your business.
Contractors Error & Omissions
This type of coverage can protect you in the event of a cost relating to an error, omission, or negligence that led to unsatisfactory results. For example, faulty wiring in an electrical system.
Contractors Equipment Floater
This coverage can provide an extension that will pay to replace a piece of damaged equipment. For example, if your new excavator engine bay was damaged from a fire, even after you tried to extinguish the flames.
Installation Floater
If a problem comes up before you can begin work, an installation floater extension can cover labour and materials involved in installation, including property temporarily stored at another location.
Non-Owned Automobile
If an employee drives their own car to pick up tools for a job and is involved in an accident, this coverage can help cover the cost of damage or expenses resulting from an injury to another driver.
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Why choose Northbridge Insurance?
The construction work you do is challenging, and you need a comprehensive solution to help you stay protected. We take the time to get to know your business and understand the various risks associated with your projects. With a tailored insurance package, we can help you stay competitive and seize new opportunities.
What can you expect from your policy?
We know your business is busy – our team works hard to offer you a hassle-free experience, with attention to the details.
Our underwriting team understands the changing exposures of the construction sector, so we can adapt and expand our offerings as our customers’ needs grow.
We hope you never experience a loss, but if you do, you can count on our dedicated claims team to help get you back to business quickly. We’ll work together with your broker to get the claims process underway as soon as your claim is reported, and we’ll always keep you in the loop. If any questions or concerns should arise, don’t fret – we’re here for you 24 hours a day, 7 days a week.
You can enjoy the perks of your policy well before you experience a loss – our Risk Services team works hard to help keep your operations running safely, smoothly and consistently.
We take your coverage a few steps further
Unparalleled industry expertise, professional guidance, and innovative approaches to managing risk help our Northbridge Risk Services experts stay one step ahead of the crowd. Each year, our team conducts over 5,000 risk assessments and service calls for businesses across Canada. Our onsite assessments are complemented by a selection of in-depth training programs and educational tools to help companies excel in their industries.
Our Risk Services team offers technical publications to help you gain a better understanding of the potential exposures in your industry, and they can provide personal guidance to help fine-tune your daily operations. Find out more about what our experts can do for your business here.
Resources for Construction & Contractors
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Tips to help prepare your business and employees for a fire
Every business should be prepared for a fire — they rarely occur but their effects can be devastating. Being ready involves more than just having fire